Effective Date: [DD/MM/YYYY]
These Terms govern the use of the crypto-backed loan services provided by Tirumal Enterprises.
1. Eligibility
Users must be 18+ and complete KYC with valid PAN and Aadhaar.
2. Nature of Service
Users pledge crypto assets as collateral to obtain loans.
3. Collateral & Liquidation
If collateral value falls below required LTV, assets may be liquidated without prior notice.
4. User Declarations
Users confirm wallet ownership, legality of funds, and accuracy of information.
5. AML Monitoring
All transactions are monitored for suspicious activity.
6. Fees & Interest
Interest rates and fees are displayed in the app and may change.
7. Risk Disclosure
Crypto markets are volatile. Users accept liquidation risk.
8. Termination
Accounts may be suspended for non-compliance.
9. Jurisdiction
Governing law: India. Courts at Kohima.
Company Address: RR Hill Junction, Kohima, Nagaland 797001
Website: www.tirumalenterprises.in